Peace of mind through financial confidence

AFS Insights

November is Financial Literacy Month

Throughout November, financial services organizations across Canada participate in Financial Literacy Month.

The Government of Canada’s national campaign, led by the Financial Consumer Agency of Canada (FCAC), encourages Canadians to not only understand financial literacy, but to proactively take steps towards effective money management, financial goal-setting and building financial confidence.

This year’s campaign, “Money on your Mind. Talk about it!”, recognizes that talking about money can be a personal and sensitive matter. However, research shows that talking about money actually builds confidence, and can lead to positive financial outcomes. FCAC hopes sharing financial experiences, knowledge and resources will stimulate conversation and, ultimately, impact the financial literacy of the people you support. The goal is to inspire those around you by “doing one thing” to boost your financial confidence, and then share it.

What’s ONE THING you can do ?

  • Talk to a friend about budgeting
  • Check your credit score
  • Take the Financial Literacy Self-Assessment Quiz
  • Learn about interest calculators
  • Follow a financial Instagram account
  • Open a TFSA account
  • Start an emergency fund
  • Educate yourself about life insurance
  • Pay off some debt
  • Contribute to a retirement savings account (RRSP)
  • Save for a down payment on a first home (FHSA)
  • Establish a university fund for your children (RESP)
  • Take a workshop
  • Listen to a finance podcast
  • Meet with a financial advisor

The Government of Canada website offers valuable resources including budget planners, financial tools and calculators, a downloadable Financial Basics workshop, and a Financial Literacy Self-Assessment Quiz. To access these resources go to Financial Literacy Month.

How to Talk About Money When You’re Dating

By Ellevest Team

February 7, 2024

Ah, couples and money. Definitely not the first thing anyone wants to chat about on a first date. Or really, at any point during a relationship. Nobody’s always on the same page about money. It’s an emotional subject. Everyone’s taught about it differently. And the topic is still so taboo that people would rather talk about sex or infidelity than how they handle their finances or how much they make.

But don’t think “money talk” isn’t dating material. Talking about money — early and often — is better for your relationship (and just plain better for women). According to research, more couples who talk about money every week say they’re happy compared to couples who talk about money less. And who doesn’t want to start out a relationship on the happiest terms?

Still, we get it. It remains an awkward subject. So here are some considered ways to talk about money when you’re dating, no matter what stage your relationship is in, to find out if you and your date are on the same page. (Married or engaged? We have advice just for you.)

Click HERE to read the full article.

Stay tuned this month for more Financial Literacy Month blogs! For more information on this, or anything else, please reach out to your Arbutus Financial team member.

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More useful talking about money articles:

How To Talk About Money With Everyone In Your Life

Why It’s So Hard To Talk About Money, According to a Financial Coach Who Does It Every Day

How To Have A Conversation About Money

Let’s Get Real About Money: Smashing Financial Taboos