Peace of mind through financial confidence

AFS Insights: Individual Services

2019 Canadian Debt Survey

Debt – it used to be a nasty word. Today it is certainly more commonplace. In fact, we Canadians have been embracing debt. Refinancing our homes, lines of credit, car loans, credit cards etc. etc. At Arbutus Financial, we believe debt, when used wisely, can be very useful in one’s financial plan. However, it can… Read more »

Investment Commentary – June 30, 2019

Thank you for choosing Arbutus Financial as your financial advisory firm. We appreciate your trust and the business that comes with it. We hope you and your family are enjoying a great start to summer. Global markets continue to march higher After a near bear market in the final three months of 2018, we have… Read more »

After Graduation Planning

At Arbutus Financial we are proud of the support we have provided to many families in helping our client’s children and grandchildren save and attend post-secondary education. What happens after graduation and how to establish good money habits is the focus of the video below. We have also included a link for a useful budgeting… Read more »

Tax Planning For U.S. Citizens Living In Canada

A number of our clients carry U.S. citizenship and live in Canada.  This results in greater complexity regarding both U.S. and Canadian tax planning.  They are very aware of the growing complexity (and likely their growing frustration also). Read on to learn about five common traps for U.S. citizens living in Canada… U.S. citizens living… Read more »

Investment Commentary – March 31, 2019

Thank you for choosing Arbutus Financial as your financial advisory firm. We appreciate your trust and the business that comes with it. We hope you and your family are enjoying a great start to the Spring season.   What A Difference Three Months Makes After a near bear market in the final three months of… Read more »

Make a Will Week

It was Make a Will week in British Columbia April 7th-13th and at Arbutus Financial we want to encourage and support you in doing so. This is a very important aspect of planning and managing your financial affairs. Click on the following link to learn more about Will planning. There are some great resources listed… Read more »

Federal Budget 2019

  On March 19th, the federal government announced its latest budget, which included a number of proposed changes to social programs that will be phased in over the next several years.  There are also changes coming to registered savings accounts such as RRSP, RDSP, RRIF, RPP, and the TFSA.  These changes are aimed to help… Read more »

BC Budget At A Glance

Recently, the BC government announced their latest budget. The following is a good overview of the key areas that impact our fellow British Columbians.  We welcome any feedback and discussion on how the budget will affect your family. (For our clients outside of British Columbia, we appreciate your indulgence on this topic) __________________________________________________________________________________ Budget at… Read more »

Investment Commentary – December 31, 2018

Happy New Year to you and your family! We hope you have enjoyed a great holiday season, and we wish you and your family all the best in 2019. As we embark on a New Year we want to thank you for choosing Arbutus Financial as your financial advisory firm. We appreciate your trust and… Read more »