Peace of mind through financial confidence

AFS Insights: Individual Services

Fees, Options & Services

It seems over the past year there have been a tremendous number of articles written about the high cost of advisor charges, commissions, trailer fees and the lack of transparency for clients to understand what they receive for them.  In the case of the Canadian Securities Administrators (CSA), a number of changes have been implemented… Read more »

Planning for Your Children’s Education

At the start of a new school year, there are plenty of things to keep parents with young children busy (even busier than usual!).  Shopping for school supplies, establishing new routines, and managing those first few anxious weeks as your children adjust to new teachers and new classmates can be exhausting.  But each September you get… Read more »

New Canada Child Benefit Program

Starting this week, the majority of Canadian families with children under 18 will begin receiving tax-free Canada Child Benefit (CCB) payments. Click here to learn more about this new program.

Investment Commentary

To the surprise of many, and contrary to polls and financial market sentiment, Britain voted to leave the European Union on June 23, 2016. The immediate reaction was very negative: the S&P/TSX fell 4.7%, the S&P 500 was down 5.6% and the Euro Stoxx 600 fell 10.9%. By June 30, all three markets had bounced… Read more »

How Can We Help?

Pre-retirement, retirement, mid-career or early career – what stage are you at? Just like spring cleaning, is it time to dust off the cobwebs on your financial plan and have a review? In theory, planning sounds like a great idea.  We all want to feel like we are in control and on track to achieve… Read more »