Peace of mind through financial confidence

AFS Insights: Individual Services

Investment Commentary

By Neil Menzies Thank you for choosing Arbutus Financial as your financial advisory firm. We appreciate your trust and the business that comes with it. We hope you and your family are enjoying a great start to the Fall season. Challenges in the Quarter This past three months exemplifies what you as an investor should… Read more »

How to Help Your Kids Achieve Financial Independence

By Gerry Bickerton “Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for a lifetime.” – Chinese proverb The same principle applies with your kids and money. By teaching your kids how to manage their money, you’re preparing them to be self-sufficient when… Read more »

Investment Commentary

By Neil Menzies We hope you are enjoying a wonderful summer. Thank you for choosing Arbutus Financial as your financial advisory firm. We appreciate your trust and the business that comes with it. Challenges in the Quarter This past quarter exemplifies what investors should consider regarding their portfolios. We’ve seen tensions increase in the North… Read more »

Charitable Giving Series: Part 3

By Neil Menzies Michael and Linda, 61 and 57, are empty nesters approaching retirement. Michael is a successful entrepreneur who will be finalizing the sale of his business later this year for cash. Linda is a VP at a company she has worked at for 20 years, since its startup days, and she owns shares… Read more »

Charitable Giving Series: Part 2

By Neil Menzies To continue our three-part series on charitable giving, this week we’re going to explore ways you can include your family in your philanthropy. Sharing and passing on the family value of generosity can be done when it’s intentional, part of the plan, and involves everyone. To begin, take the time to discuss… Read more »

Charitable Giving Series: Part 1

By Neil Menzies At Arbutus Financial, we are proud to have such generous and charitable clients. We are committed to helping you and your family determine the most effective ways to give. Taking the time to make a charitable giving plan is a proactive approach that can pay off for both you and the charities… Read more »

Giving from the Heart, Using Your Head

By Neil Menzies Over the next few weeks, we’re going to be sharing a three-part series on charitable giving. We want to help you give to the charities that are closest to your heart and that matter most to you and your family. Being intentional and thoughtful about your philanthropic vision can amplify the effects… Read more »

Investment Commentary

Happy Easter!  We hope you and your family had a wonderful long weekend and are enjoying a great Spring. Considering the year began with such uncertainty, stock and bond markets performed exceptionally well in the first quarter. People overestimated the magnitude of market volatility that would ensue from an Obama to Trump transition of power and markets… Read more »

Planning for Incapacity

Incapacity.  For many people, it’s not something they want to discuss, never mind prepare for.  Some people trust in their families or the government to look after them while others are simply confident it will never happen to them.  In the end though, there is only one person responsible for making your wishes known: You…. Read more »

The Clawback Conundrum

Most people’s retirement income includes government benefits that can be clawed back or forfeited altogether if their reported income is too high. There are several ways you can reduce your reported income to maximize benefits in retirement. To learn more about this important planning area, check out this article: The Clawback Conundrum If you’d like to… Read more »