Peace of mind through financial confidence

AFS Insights: Individual Services

Investment Commentary

We hope you are enjoying a wonderful summer. Thank you for choosing Arbutus Financial as your financial advisory firm. We appreciate your trust and the business that comes with it. Challenges in the Quarter This past quarter exemplifies what investors should consider regarding their portfolios. We’ve seen tensions increase in the North Korean peninsula and… Read more »

Charitable Giving Series: Part 3

Michael and Linda, 61 and 57, are empty nesters approaching retirement. Michael is a successful entrepreneur who will be finalizing the sale of his business later this year for cash. Linda is a VP at a company she has worked at for 20 years, since its startup days, and she owns shares in the company… Read more »

Charitable Giving Series: Part 2

To continue our three-part series on charitable giving, this week we’re going to explore ways you can include your family in your philanthropy. Sharing and passing on the family value of generosity can be done when it’s intentional, part of the plan, and involves everyone. To begin, take the time to discuss what matters to… Read more »

Charitable Giving Series: Part 1

At Arbutus Financial, we are proud to have such generous and charitable clients. We are committed to helping you and your family determine the most effective ways to give. Taking the time to make a charitable giving plan is a proactive approach that can pay off for both you and the charities you support. Some… Read more »

Giving from the Heart, Using Your Head

Over the next few weeks, we’re going to be sharing a three-part series on charitable giving. We want to help you give to the charities that are closest to your heart and that matter most to you and your family. Being intentional and thoughtful about your philanthropic vision can amplify the effects your giving has… Read more »

Investment Commentary

Happy Easter!  We hope you and your family had a wonderful long weekend and are enjoying a great Spring. Considering the year began with such uncertainty, stock and bond markets performed exceptionally well in the first quarter. People overestimated the magnitude of market volatility that would ensue from an Obama to Trump transition of power and markets… Read more »

Planning for Incapacity

Incapacity.  For many people, it’s not something they want to discuss, never mind prepare for.  Some people trust in their families or the government to look after them while others are simply confident it will never happen to them.  In the end though, there is only one person responsible for making your wishes known: You…. Read more »

The Clawback Conundrum

Most people’s retirement income includes government benefits that can be clawed back or forfeited altogether if their reported income is too high. There are several ways you can reduce your reported income to maximize benefits in retirement. To learn more about this important planning area, check out this article: The Clawback Conundrum If you’d like to… Read more »

The Benefits of Budgeting

Let’s capture the momentum of the New Year and improve our knowledge of our personal finances.  This will provide greater peace of mind, and clarity around steps you need to take to get things back on track.  Some people just naturally live within their means, without paying much attention to the relationship between how much they… Read more »

Teaching Children About Money

Speaking with your children on the importance of managing money seems to be a topic the majority of parents bypass.  Many parents will either push away the financial conversation or just neglect to have it at all.  The fact is starting the conversation at a young age and continuing it during different stages of your… Read more »